The Crédit Logement/CSA Observatory indicates that rates remained stable in the third quarter, ie the lowest level ever recorded.

Loan terms were extended by three months to 233 months in order to absorb the price increase. According to the Observatoire Crédit Logement/CSA, in the third quarter, borrowers benefited from an average rate of 1.05%, equivalent to the level of the previous quarter. Borrowing rates are even falling below inflation, which now stands at 1.25%. Crédit Logement/CSA also notes that “now more than 80% of borrowers benefit from loans at rates below inflation”. In addition to the very low rate, there is also an ever-longer loan duration: the latter increased by three months compared to the previous quarter, to reach 233 months.