The microfinance institutions of the West African Monetary Union (Umoa) posted a balance sheet total of 2,561.0 billion CFA francs, up 9.1% compared to the end of 2019. In this atmosphere, the microfinance institutions of the Mali, for their part, recorded a loss of 2.9 billion CFA francs in 2020.

According to statistical data for the year 2020 published by the Monetary Zone Banking Commission, the net uses of microfinance institutions increased by 6.4%, to reach 1,786.0 billion CFA francs at the end of 2020. As for resources , they increased by 8.7% to settle at 1,932.8 billion CFA francs. The gross and net portfolio deterioration rates stood at 9.2% and 8.1% respectively at the end of 2020, up by 5.3 points and 5.0 percentage points compared to 2019. 17 decentralized financial systems (SFD) of Mali which have a total balance sheet representing only 8.7% of the total balance sheet of Umoa, recorded losses of 2.9 billion CFA francs. Based on the accounting data received by the Umoa Banking Commission for the last two financial years, namely 2018 and 2019, the number of SFDs falling under Article 44 has increased by fourteen (14) units to stand at one hundred and eighty eight (188) institutions.