"The digitization of financial operations within WAEMU". This is the theme of the lunch debate organized by the Association of Graduates of the Banking and Finance Masters of the African Center for Higher Studies in Management of Dakar, CESAG, this Saturday, July 20 in Abidjan.
The various communications highlighted the challenges and opportunities for economic players to maximize value creation through new technologies. And therefore, improve the banking rate, now estimated at 15%, from a more significant financial inclusion in society as a whole. Today, 55% of the population still does not have access to any financial service (bank, microfinance, mobile money).
"Internal digitalization makes it possible to develop processes, systems, to optimize the internal management of financial institutions, in terms of human resources, in terms of costs and to have a better view of the performance of banking management through the businesses. external digitalization is mobile banking solutions, which makes it possible to reach populations who do not yet have access to financial services from social networks, online banking solutions intended for bank customers or not through wallets" , testifies Issa Fadiga, Managing Director of the Caisse Nationale des Caisses d'Epargne.
"Today banks no longer need to have branches everywhere. They can access the population through digital channels. But first, you need to have solid information systems, secure to avoid fraud, popularize financial education and develop products adapted to all populations, literate or illiterate" he continues.
For the Association of Graduates of the Master's in Banking and Finance from the African Center for Higher Studies in Management in Dakar, these reflections should contribute to the development of Côte d'Ivoire and financial Africa by making banking and modern finance accessible. to ordinary Ivorian and African citizens, reveals Ligué Laurent, president of this organization.
For 15 years, the CESAG of Dakar, through its Master's program in Banking and Finance, a bilingual training, has provided the private, public and parapublic sectors, in particular African banks and financial institutions, with operational executives in international finance professions. .