Ghana's government fiscal forecasts have been hit hard by the Covid-19 pandemic. For 2022, the authorities have decided to take advantage of the dynamism of e-payment to increase its revenue.

The various social actions undertaken by the government have greatly increased the public debt. Now the government imposes a 1.75% tax on electronic financial transactions. According to Finance Minister Ken Ofori Atta, the levy concerns all electronic transactions, including Mobile Money, bank transfers and other remittances, merchant payment. The tax will officially take effect on January 1, 2022. It will be borne by the sender, except for incoming remittances, which will be borne by the recipient.

During the Covid-19 crisis, the Ghanaian government adopted several budgetary policies to relieve the populations. This led to an increase in total public debt and a sharp drop in revenue collection last year. Total income in 2020 decreased by 11.93 billion cedis ($1.9 billion), equivalent to 3.1% of gross domestic product (GDP), while total expenditure increased by 14.08 billion cedis equivalent to 3.7% of GDP.