Even if regulators are struggling to regain control of the sector, cryptocurrencies offer services similar to those of traditional banks.

The evolution of cryptocurrencies is not to the liking of regulators, who want to regain control of this poorly regulated environment. In early September, the digital currency exchange platform Coinbase went public with its exchanges with the American market policeman, the SEC, which threatens it with legal action if it does not give up launching its account offer. paid. Coinbase Lend would allow a user to make their digital currencies available for interest, a service already offered by other "crypto" players for several years. Cryptocurrencies are a new shadow banking system. They offer banking products, but the banking law does not apply to them.