Short-term loans granted by banks and other financial institutions in Niger in 2020 increased by 10% compared to 2019. Data from the BCEAO indicate that these loans reached 428.7 billion CFA francs in 2020.

Cumulative credit granted was 387.4 billion CFA francs in 2019. The following year, it increased to 428.7 billion CFA francs, an increase of 10% in 2020. Breakdown by sector of activity 155, 6 billion, or 36.4% of these loans were allocated to the wholesale and retail, hotel and catering sector, which thus became the leading sector to benefit from bank loans. In second place, local authorities (including loans to individuals), benefit from 106.2 billion, or 24.8% of total loans. The building and public works sector (Btp) is positioned as the 3rd beneficiary with 66.9 billion CFA francs over the same period, or 15.7% of loans. In 4th position, the transport, warehouse and communication sector is 7.4%; which is equivalent to 31.4 billion CFA francs. In 5th position, the manufacturing industry with 5.6% (23.7 billion CFA Francs), followed by the water and energy sector (electricity and gas) with 4.3% equivalent to 18.4 billion Francs CFA and the extractive industry with 9.8 billion CFA Francs, or 2.3% of loans.