Central banks are increasing the announcements of projects on virtual currencies to compete with cryptocurrencies. They announce for soon, a digital euro and dollar.

Faced with the rise of cryptocurrencies and other stablecoins, Europeans are exchanging among themselves for a Yuan, euro or digital dollar. Central banks want their national currencies to retain international influence and be benchmarks for international trade.
Most of the major central banks, including the Fed, the Bank of England, the European Central Bank and the Chinese Monetary Institute, are therefore evaluating the possibility of launching their own digital currencies.
For the ECB, competition from stablecoins is even one of the reasons for embarking on an ambitious version of a digital euro. Thus, it is considering several options: a payment card whose funds it would directly guarantee rather than a bank, an online account or an application which would make it possible to make transfers or payments between Europeans, while limiting bank charges.