Following the craze that cryptocurrencies have aroused since the beginning of 2021, Central Banks are considering creating their own digital currencies. In fear of being abandoned, Central Banks are busy implementing their own virtual currency. By the end of 2020, some 86% of central banks had thus launched work to assess the advantages and disadvantages of a central bank digital currency (CBDC)

On February 24, the Fed, the American central bank, published a document listing the preconditions for the launch of a digital version of its own currency.

In January 2021, Europeans began to focus on creating a “digital euro”. “The need for a digital euro is a fundamental question,” said Fabio Panetta, member of the ECB's Executive Board in an opinion piece published by Le Figaro in 2020.
Other initiatives have been launched in countries such as Switzerland, the Bahamas, Sweden, Japan, China, to name but a few.